What happens if you don't qualify for SMP?Maternity Allowance
If you can't get SMP from your employer, you might get Maternity Allowance (MA) if you:
are employed
are self-employed and pay Class 2 National Insurance contributions or
have a Small Earnings Exception certificate
are not employed but have worked close to or during your pregnancy
The conditions are that you:
worked (either on an employed or self employed basis) for at least 26 of the 66 weeks before the week your baby was due (a part week counts as a full week).
earned an average of £30 over any 13 of those 66 weeks
The standard rate of MA is £112.75 or 90 per cent of your average weekly earnings, whichever is less. If your expected week of childbirth begins on or after 1 April 2007, it is paid for up to 39 weeks. If your expected week of childbirth was earlier than this then it is paid for up to 26 weeks. MA is not liable to income tax or NI contributions.
Does that help???
Even if you work for a company you will have joined them too late to get SMP now