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23/06/2013 at 19:56
We really need to start paying off some debt so have decided to set ourselves a weekly budget of £150 per week. I'm not sure this is realistic though as it looks like we will be going over in our first week. The £150 will have to cover the weekly shop, petrol, Es dancing and if we need to buy any essentials through the week that we run out of and anywhere we take J eg soft play, park for an ice cream. This week I need to pay £15 for a trip E is going on and H is going to a leaving do on Tuesday night. Thoughts please.
23/06/2013 at 19:57
Sorry if the writing looks huge, not sure why.
23/06/2013 at 20:03
Recently our shopping has been coming to £120 a week! But I'm at home so eating lunch, Sammy here 2 extra days.
Diesel I spend about £40 a week doing about 275 miles. And I've really noticed how much I spend on odds and sods being off, probably £20 a week easily.
23/06/2013 at 20:07
Will you be withdrawing the cash for the week? That would be easier to keep track of it and stop you being tempted to just put 'something small' on the card. Meal planning? Not using the car unnecessarily and walking more if possible? We need to do something with our finances too but it's finding the time to sit and go through everything together and then meal planning then actually buying the food. Food is what we spend most if our money on after bills between the supermarkets and eating out!
23/06/2013 at 20:11
Wow what that's a lot on your weekly shop, ours is around £80 per week on a good week. We put £20 in the car each week. Lb yes we are going to withdraw the cash and not use our cards. We meal plan which I finds saves a lot.
23/06/2013 at 20:13
We used to spend that! Not sure what's happened! Mind you when I'm working my lunch is paid for most days and I usually have 2 work dinners a week. I also spend nothing in fuel. Maternity leave is expensive!
23/06/2013 at 20:39
Our shopping is down to £50/60 a week as we go to Aldi and we don't go shopping throughout the week for extras, so if we don't have it in then we wait till the next shop.
We slip up sometimes and have takeaways but most of the time I meal plan.
I spend £58 a month on diesel
Child care is all paid for
I have £10 in my purse for 'my spends'
So that pays for me and Isaac to get into soft play, it's £2.50 and free tea/coffee and toast, and any play groups I go to are £1, Ls foot ball is £3. I have my card too but I try just to use this £10 as I found I was going to star bucks and buying other crap.
We have paid a huge visa bill off as we have really cut back. Meal planning is good, I only buy clothes if I have a voucher/there is a sale etc etc
23/06/2013 at 20:43
That's a good weekly shop, I don't like Aldi though. We are going to limit take always to one a fortnight and also stop nipping into the pub for a quick drink which always leads to two and £20 has just gone like that.
23/06/2013 at 20:48
See I think Aldi much better for meat.
Yes we stopped all our little 'quick drinks' before dinner etc. I buy wine in bulk from wine clubs and get cash back, my h gets beer whilst its on offer etc
The shop is £60 a week if I buy nappies/wipes
23/06/2013 at 20:51
If you only need £20 fuel in the car then I'd say £150 is easily doable. We have a budget of £50 a week for food for the 4 of us, I withdraw £20 to cover dancing, toddlers and nursery snack. We sometimes have to do a top up shop to get more milk and fruit but we don't spend much. We're probably around £40 - £50 a week on petrol. I avoid soft play and Starbucks if its a poor month and invite friends to mine for play dates or vice versa
23/06/2013 at 20:52
We bulk buy chicken breasts from the meat supplier at his work which lasts us the month which is good. We could save quite a bit if we stopped boozing but that ain't gonna happen ha ha. When we've done it in the past its amazing when you see just how much you squander.
23/06/2013 at 20:53
Also with the summer (hopefully) coming then you won't need to spend much to entertain the kids. In the summer we go to the park/friends come to our garden/we go to theirs
How do you manage to keep your weekly shop to that Ally?
23/06/2013 at 20:55
That's my thinking cp, if the weather is nice in the school holidays its easy to keep them entertained but if its rubbish that's when they get bored.
23/06/2013 at 21:02
I'm another Aldi shopper I'm afraid lol. If I go to Asda or Morrison's it is quite a bit more. I meal plan and try and stick to it. I probably do an Asda shop one week out of 4 though which will be dearer when we're needing to stock up on store cupboard things that we can't get in Aldi. I find I buy way more things I don't need though in a bigger shop as I don't have much willpower and buy things just cos they're on offer. That's why Aldi is great for us
23/06/2013 at 21:07
I've never done an aldi shop but have popped in for the odd thing as its just round the corner from me but I can't get away with the place. I've bought fruit from there before and it went bad within a day or so, so I've never bought it from there again.
23/06/2013 at 21:14
Ally that's what we do but the week I go to asda I tend to get the fruit and veg from the green grocer as asdas fruit and veg is rubbish, I still buy my meat from Aldi/farmers market but il get some store cupboard bits from asda
I find asda crap for fruit/veg and mirrisons aren't much better
23/06/2013 at 21:19
We popped into sainsburys yesterday and I was 6 quid for 3 packs of fruit! That would have been about 3 quid in Aldi. I check what their super 6 fruit and veg deals are before we go too and plan meals around if need be
23/06/2013 at 21:24
We have just started to do a monthly shop which is around £200-230 and then allow tenner a week for fresh stuff. We only have one car but that costs £100 a month to fill up. All in we spend over £600 a month on bills not including mortgage, fuel or school dinners, clubs etc. The Sky has gone, we hardly drink, rarely have take aways, never buy music, DVD's etc and we never have anything left at the end of the month. It's beginning to get me down if I'm honest :(
23/06/2013 at 21:30
We are crap shoppers I really need to take some tips from here. When we got back from our holiday last week we had a Tesco delivery on the Monday which was about £120 and I've popped into Morrisons and Tesco since and spent about another £30. We buy a lot of snack stuff for H and the boys, H spends a lot on the stuff thats on offer but its not necessarily meals. I find we're always popping into the supermarket for milk/bread/fruit and end up picking up other bits and pieces too.
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