General Chat, Products & Comps <
15/03/2013 at 17:56
literally where do I start, what do I do, what are my rights? I am up with my parents at the moment, am I better off trust to stay here or go to the house that we bought together, where do we Stratton with bills and loans etc???
Sorry I haven't been here for a while
15/03/2013 at 18:20
Honestly, i've little clue but firstly I'm sending a hug, you must have been through so much.
I guess with loans - who's are they contractually? Joint names or one individual? And in context, are they joint or one persons?
How co-operative is your ex with negotiations etc. Personally i'd not be paying bills if I wasn't living there (I am assuming that he is?)
15/03/2013 at 18:25
Yes he is living there at the moment but if I want to go there he will leave, thank you x
15/03/2013 at 19:11
Ah Louise, hope your ok Hun. Was wondering where you was the other day. I don't have a clue about this sort of stuff but wanted to let you know that we are all here for you x
15/03/2013 at 19:23
Can you get to citizens advice? I'm sure the first half hour is free. Also our sure start centre has drop in sessions with people who advise about stuff like this so might be worth phoning and asking.
Sending a huge hug
15/03/2013 at 19:31
Was wondering about you the other day. Definitely worth speaking to citizens advice. I would try and stay in the marital home if possible, just thinking it may be the best place for you and M.
15/03/2013 at 21:03
Sorry to hear this. Do you use DW, there are lots of people on there who sadly have lots of experience.
15/03/2013 at 21:08
If you are on the FB page feel free to message me on there - not really here very much but am lone parent - in short citizens advice worth making an appt but were no help to me and seeing a solicitor was more beneficial. Sort tax credits, other benefits and yes I would move back to your home. He should be paying half mortgage seperately to child maintenance (you can sort maintenance out between you). Sorry I don't know your story but big hugs - this is the worst bit, it will get better - promise xxx
15/03/2013 at 21:25
I've no advice but I wanted to send you a big hug x
15/03/2013 at 21:31
from me too x
15/03/2013 at 21:36
Really sorry to read this, it could be worth giving Ferbs on bt a shout, she's a family solicitor and I know would be happy to help. Big hugs x
15/03/2013 at 22:09
Sorry no advice but sending you and M a x
16/03/2013 at 06:42
Ah Louise, I was thinking about you this week. I'm so sorry it came to this lovely. I know you'll be ok no matter how scary it is at the moment. I'd start by getting an appointment with a solicitor and there are a few lovely ladies here that I'm sure can help you with advice. We are always here in the mean time xx
Angel Delight- Had wondered how you were too lovely. Nice to see you back and hope things are going ok for you at the moment xx
16/03/2013 at 07:17
Louise Im really sorry to read this. You Need to speak to tax credits and council tax people to get help with the house. You should really move back to the home if you can face it and as other have said he should help with mortgage and also pay maintenance. X
16/03/2013 at 08:24
I nearly got to this point last year and a solicitor on here said i should try and stay in the house as it xan affect your rights if you leave. I used to work in family law a long time agobut i would say contacting the benefits people then a solicitor is the way to go. Hope you get things sorted out soon lovely.
Might be worth sticking a post on BT as the girl that helped me was on there and i cant think who it was! I know "Ssshh" was really helpful too x
16/03/2013 at 08:47
Not a solicitor, but Ferbs is.
Don't leave the marital home as it leaves you in a weakened position. You can not tell him to leave either he has to leave or his own free choice. If the mortgage is in joint names he still has an obligation to contribute to it. It is easier if he is willing to pay child maintenace. If he isn't you will have to go through the CSA, which will take approx 12 weeks to process. The CBA are helpful to some, weren't for me. Every solictior can give you a free half an hour advice. Don't just go for the first one you meet you need to find one that you are comfortable with. It was the fourth solcitior I saw that understood my position.
If it is just you in the hose you will recieve a discount on council tax. There is finacial help available to you to help with childcare costs if you are working. If you are not go to your local job centre for advice on benefits.
If you are separating because you no longer want to be married you will have to wait two years after the date of separation until you can divorce. If one of you committed adultery or showed unreasonable behaviour the other can apply straight away. However the solicitor advised me to wait until we were finacially separated to divorce. Yours might advise different.
16/03/2013 at 10:23
Thanks WS - things are ok, this year is already proving hard. Ex has just introduced children to new partner which just made me feel awful again for a while and about to start mediation about the house. I try really hard to stay positive at the moment - and mostly am ok xx
16/03/2013 at 11:17
Lots of love and hugs, was wondering about you this week x
16/03/2013 at 13:14
He just seen this and sent you an email x
16/03/2013 at 13:16
Grrrr iPhone autocorrect - Have just seen this not He just seen this x
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