Pregnancy & Birth Clubs <
11/04/2014 at 07:35
I'm trying to retrieve a piece of paper, that simply says how much I'm going to be paid (and how much I'll actually clear) each month whilst I'm on maternity leave. I'm under the impression that this is fairly standard for any company to provide? Our payroll is done externally, and they don't seem to want to play ball :(
My maternity pay isn't straight forward (I think) for a few reasons -
All I want is someone who actually knows what they are doing to tell me some figures so I can make sure its along the lines of what I've worked out. My plan is to average it all out, so I don't get to the SMP stage and have any nasty surprises. Plus, I'd rather I have something to refer to whilst I'm off to check its all being paid correctly?
Any advice about whether what I'm asking for is reasonable / if the document actually has a name / how I can spell out to them what I want (other than saying the above) is really appreciated! I feel like I'm asking for the moon on the plate at the moment.
Thank you x
11/04/2014 at 07:54
I've asked too pep and my company don't provide it.
I was referred to the calculator on the direct giv website, which I'd already seen. It annoyed me too, I'm already feeling a bit unhappy about SMP and how little we'll have to love on each month and this just annoyed me even more!
11/04/2014 at 07:57
Thanks Imp! Useful to know I'm not the only one before I throw a pregnant lady strop over it :) - although it really isn't helpful is it?
How are you doing? Hope you are good! I've been a rubbish MD'er of late!
11/04/2014 at 08:01
Imp - really confusing way of doing it, but I tried to work it myself by (and given we are similar dates it might help you too?) -
Got my salary and divided it by 52 weeks
Worked out how many weeks of the tax year I'm working at normal pay - noted that down
Worked out how many weeks on SMP I'd have this tax year - noted that down
Added it together
Put it into; www.thesalarycalculator.co.uk (ticking student loan etc if applicable)
Got an average NET pay over the year - noted that down
Deducted the 'normal pay / not on maternity leave pay' from the above
Divided the remainder by how long I'm on maternity leave for (so its averaged over the period, best I could do!)
Hope that makes sense.... H said its a long winded way to do it but I thought I was quite accurate! Ha! Although the numbers are probably completely wrong :'(
11/04/2014 at 08:25
Thanks Pep, I'll give that a try.
I'm doing ok thanks. Starting to get the tiredness back again from 1st tri, and got some aches and pains but nothing too bad. How about you? Are you coping at work?
11/04/2014 at 08:45
I worked in payroll before leaving to have F. We were a bureau and therefore did payrolls for all sorts of businesses. There was no particular document that was issued to employees receiving SMP detailing what their payments would be, however if an employee asked for a breakdown then we prepared something for them. We could obviously never say that the figures were set in stone, it was more of a rough guide, as various things can change such as HMRC issuing a new tax code for example.
I certainly don't think it's unreasonable to ask them to work out some figures for you so that you at least have an idea what your take home pay might be when you're on maternity leave.
11/04/2014 at 09:03
I've been overall responsible for payroll in a few places I've worked. We've never offered it as a standard thing, there's no usual process. But we'd find a way to help though it would just be a guide :)
11/04/2014 at 09:11
Hi Pep, I work in payroll and we dont provide the net data to employees. If you use the gov website (www.gov.uk/calculate-your-maternity-pay) and answer all the questions it'll tell you how much you'll earn gross, grand total for the period of SMP and also how much per month (as mat leave is paid weekly but my employment will continue to pay me monthly the amount varies with each month, you may find you're the same).
My Mat leave starts May 27th 2014 and will end Feb 24th 2014 and my SMP total value is £6,900 (and i wont be earning 4K in April 2014 or March 2015) so I will be under the 10K tax free allowance for the year however HMRC base your tax code off of your previous years earnings so wont know to change your tax code. There are two options really - 1) call HMRC and explain you're going on Maternity Leave, they may be proactive and issue a new tax code for the month you start Maternity Leave but my experience has always been waiting on the phone for 45 minutes on hold and getting fed up, 2) wait for the rebate that will come at the end of the year, although they'll then most likely get your April 2015 - March 2016 tax code wrong as they'll base your earnings off of your reduced SMP and you'll end up under paying tax when back at work and they'll take it all back. My plan is to go back part time anyway and earn only 10K a year so it'll all be tax free so hopefully will just get a rebate and be done but you never know with the tax man!
With regards to your pension, your work are lying! We have salary sacrafice here - If we say your contributions were 6% and you earn £100 a month, so your contributions are £6 and your employer matches and also pays 6% so £6. on SMP you will pay 6% of the lower salary, say lower salary is £50, so you pay £3 but your employer will pay a higher % to cover the difference. So previously your combined total would have been £12 into your pension, on SMP you are still entitled to £12 going into your pension so work will have to pay £9 to cover this. (www.thepensionstrust.org.uk/.../TPTPensionsBulletinFactSheet30212FINALVERSION.pdf) section 3 and (www.pensionsadvisoryservice.org.uk/.../parental-leave)
hopefully some of that is helpful to you?
11/04/2014 at 10:36
Pep, are you on FB???? I have been trying to reach you for ages to ask you something!
20/04/2014 at 10:38
Thanks everyone, that is all really helpful! Sorry I'm only just replying - I've been on a lovely week away :)
Wishful - that info RE salary sacrifice is massively helpful! Thanks. Does it all still apply if they already pay in X%? They pay in a lot more than I do already, basically.
20/04/2014 at 10:39
Imp - Hopefully you see this! Sorry - not sure how I've missed that but have been rubbish on here for a while now! I don't but my e-mail is email@example.com (let me know when you have it!) xx
20/04/2014 at 16:20
Got it and emailed you! :)
20/04/2014 at 17:53
21/04/2014 at 20:54
Do you have an iPhone? Our company app has a payslip generator, which might help you. Search The Bean Counters.
14/11/2017 at 10:54
When my twins were born, I've had around £140/week. This is how it's calculated in 2017:
For the first six weeks, 90% of an employee’s average weekly earnings. For the remaining 33 weeks, £140.98 per week or 90% of the employee’s average weekly earnings, whichever is lower.
If you're paid on a monthly basis, you can find out your weekly (gross) earnings with calculators such as https://www.income-tax.co.uk/ , just put in your monthly or yearly earnings, and you'll be able to see the exact weekly earnings - then figure out which one is lower, the weekly earnings or the £140.98 set by the government.
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