Getting Pregnant <
Trying to conceive
25/09/2013 at 09:25
Just wondered.... (would not normally even post and ask this, but thought it might be nice to have a few new posts on this very slow moving board?!)
Have you started to save for your impending pregnancy?
We haven't. If we had some spare then we probably would put it away, but at the moment its paying for other things we need - new cars, bathrooms, etc! I think when we are successful we will definitely start saving, we will have to!
25/09/2013 at 10:20
Nope. It's taking so much longer than we'd hoped, and we need to have nice things to look forward to and take our mind off things. So we're going to Orlando next week! I figure we'll worry about the money if we ever get lucky.
25/09/2013 at 10:21
Sparkly I feel the same! Orlando sounds amazing, have a fabulous time!
25/09/2013 at 10:22
Same as you. We are saving, but more for general things that we need. We always save the same amount each month, and at the moment it doesn't get much chance to build up.
We're replacing our car later this year, so we need some cash for that. We've also got a bit of the holiday left to pay off. After that, I hope I'll be pregnant again so the savings will go towards that.
25/09/2013 at 10:26
We have major work to do on our house over the next year (like total remodel/estension of downstairs) which is going to cost a lot, a huge, scary amount...
The work is due to be finished in July/August - in theory... which then means buying new furniture/soft furnishings etc so more outlay. We are saving for the house project - but not for (hopefully) a pregnancy.
I suppose it's partly to do with the fact that I'm just not convinced the baby will happen! But also that I'm very lucky that we could survive without my salary - so the pregnancy itself would be time enough to save for extras.
25/09/2013 at 10:35
We save a little. Not as much as we used to be able to because of a new house and a new (long!) commute for H, but we still try and squirrel away a bit.
It isn't a baby fund, just money for what we need when we need it. Hopefully one day we will need it for the very long list of dream baby items I have in my head.
25/09/2013 at 12:10
At the end of each month my current account has more and more left over in it so I think I'm subconciously collecting funds but I'm not specifically saving it anywhere. I don't want to set myself up for an even bigger fall if things never happen. I have changed our old savings account from 'wedding fund' to 'family fund' but I've not been brave enough to actually transfer anything into it.
25/09/2013 at 15:35
no, we're not. Partly because it's only now that OH has a very solid wage so we haven't really had a chance before. Partly, though more subconsciously, I think we are taking this as hopefully our last chance to do certain things so spending money on a nice holiday or trip to London and so on...
25/09/2013 at 17:03
This is really interesting as I have been thinking about this a lot lately. We save each month but then we put it towards something, normally decorating/renovating the house.
I was wondering how much money you actually need to have a baby. So how much to buy all the essentials like a moses basket, cot, pram, car seat etc. In my head I was thinking maybe a couple of grand but not sure at all to be honest! I was then thinking about how much money I would need to cover when I'm on maternity leave. I would like to have a bit of savings behind us before getting pregnant and then know that I could save more during the pregnancy.
Do you think you need a certain amount for a baby or do you think you just manage with what you've got?
25/09/2013 at 17:54
I think people always say Dory that there is never a right time to have a baby financially and you'll always cope and find a way no matter what.
25/09/2013 at 18:01
We save but not specifically for a baby. We just bought a house so out savings are pretty low, but were quite good as we don't really fritter money away on little things. Holidays are a weakness though!
25/09/2013 at 19:43
Same as lots of you, we save but not specifically for a baby. We spent a lot on our wedding in 2012 and this year we've spent an unbelievable amount rebuilding our kitchen so given that we don't plan to do either of those things again, there should be some money back in the pot by next year (earliest point a baby could arrive!). We could just about manage without my salary in terms of bills and things but it would be nice to have a little put by before I stop work.
25/09/2013 at 20:03
We are always saving. Not particularly for babies but the money could be used for baby stuff if we are lucky enough to have any. If not there will be plenty of fabulous holidays we can go on!!!!
25/09/2013 at 20:55
I would agree with the majority! We are saving but more for general expenses like holidays, new car, house stuff. If we were lucky enough to get pregnant then we would change what we used the money for!
I'm not a great saver but luckily H is and he keeps me right!
26/09/2013 at 09:49
We usually save a wad and then splurge it (earlier this year was a trip to oz) but we only started to save for the baby once I got pregnant. We are currently trying to live on half my salary and save the rest...it's not going too well as trying to buy expensive prams etc takes us close to the edge!!
26/09/2013 at 13:15
I am terrible with money so no, not at the moment. We do have a joint savings but it usually ends up getting used for holiday spends, replacing broken appliances etc. I'm hoping that when/if I fall pregnant I will be able to save more through a less active social life!
26/09/2013 at 14:01
We are, but we have been saving since before we were married, i suppose for about 2 years now. Whilst we are still saving, we arent saving as much as we were as we are wanting to enjoy life a bit as we know anything can happen x
26/09/2013 at 20:51
We used to be good savers, but actually at the moment we are accumulating debt instead. You see, I quit my job last month to do a ten month PGDE in primary teaching, so I have no salary, and have taken out a £6k student loan. We are managing to live on just that (£500pm) and Hs wage though, so we should be ok. We have currently got our house on the market though, so will hopefully move before we start our family.
All in all, it's very much up in the air at the minute...but hey, that's life, and we're not going to let it get in the way of having a family...we will just need to cut back on luxuries when I am finally lucky enough to fall pregnant.
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