I would say go for it - both of you ladies that are asking (Nicki & Cherry)
I have just turned 35, took me ages to decide if I wanted children - got my head round it, and now sadly I have lost one baby at preterm (28 wks) and have just had a m/c at 8 weeks. I never in my life thought it would be so difficult (who does until the worst happens), and now all I have are regrets in my head thinking why didn't I do it sooner as I'm worried now that time is against me slightly.
Whilst I fell pg quickly both times, I am still no where close to holding my baby, and that makes me quite sad and cross with myself. My reasons for not wanting children were more fear and selfishness.....and now look at me. I wish I could turn the clock back even just 5 years and start from then.
No matter what, there will always be a reason to put it off - but when you least expect it, it might be too late. Go for it, everything else is insignificant. Everything else is fixable and you'll work it out when the time comes.
Good luck to you both!
Ann-Marie x